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Downpayment Assistance for First Time Home Buyers! BIG NEWS: Ottawa has earmarked $1.25 billion over three years for the First-Time Home Buyer Incentive (FTHBI), which is designed to lower new homeowners’ monthly mortgage payments without boosting their down payment costs. In 2020, it’s time to stop paying your landlords mortgage and start paying off your own. Eventually, a mortgage can be paid off and payments can reduce. Rent never ends and only goes up.
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